How it works

Start earning points on payments instantly

Earn rewards points quickly and easily by paying suppliers via American Express, Visa, MasterCard or Bank Payment. Earn credit card points and add airline and hotel partner points on top.

amexAmerican ExpressvisaVisamastercardMastercardbankBank Deposit
Start earning points on payments instantly
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How RewardPay works

Pay who you want, when you want and earn rewards instantly

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Step 01

Create your free account

It’s free and easy to set up an account, just add your ABN and start making payments in minutes.

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Step 02

Set up your payment

Add payee & payment details and credit card (Amex, Visa or Mastercard) or bank payment . Plus choose to earn extra reward partner points with every payment.

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Step 03

Payments Processed

RewardPay pays your suppliers quickly and securely (even the ones who don’t accept credit cards)

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Step 04

Earn Rewards

Your suppliers are paid via EFT or BPAY and you receive your credit card points and your partner points straight to your account.

Make your money work as hard as you do.

Thousands of business owners are turning regular business expenses into rewards, making their money work harder for them. Here's how:

Want to pay with Amex?

Some suppliers refuse Amex, RewardPay solves this problem. You pay with Amex, we pay your supplier, you maximise your points.

Maximise Points on ATO and more

Earn rewards on BAS, Payroll, Rent, Contractors, Utilities, Machinery, Super, Construction & more. Earn up to 2.25 points per $ on ATO payments.

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Double up with airline and hotel points

Choose to earn both airline and hotel partner points on top of credit card points - choose as many partners as you like.

Cash flow - not line of credit

Use your credit cards interest free period to manage cash flow - up to 55 days. No need for line of credit.

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More rewards - Four ways to pay

Choose to Pay by Amex, Visa, Mastercard or Pay-by-bank. Even pay off your Amex statement and earn.

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Market leading rates, best in class support

Market leading rates. Flexible pay as you go or subscription options, best in class local support. Secure, easy to use portal.

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Advice and Resources Topics

View all resources
Tax

Tax

How to maximise points on Tax or BAS payments and earn full credit card points.

Learn more
Expenses

Expenses

Pay more of your everyday business expenses with RewardPay and earn millions of points for you and your family.

Learn more
Money

Money

Cash flow is a juggle for small business. Use your credit card interest free period to manage cash flow and avoid a line of credit.

Learn more
Small Business

Small Business

Build customer loyalty into small business to ensure long term retention.

Learn more

Why RewardPay?

RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.

Celebrating 10 Years
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Long‑standing,
Proven Partnership

A decade‑long partnership with American Express, now operating across both Australia and New Zealand.

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Trusted by Leading Global Payment Brands

RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Visa , Mastercard , Qantas, Virgin, Accor and Air New Zealand.

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Secure, Bank‑Grade
Payment Infrastructure

RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.

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Payment solution built for small business, best in class, local support team

RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with an Australian based support team always ready to help.

Choose RewardPay Pricing that fits your business

Pick a plan to unlock better rates and earn more points on every payment.

Free

$0/month

Get Started
Platform Fees
  • AMEX fee from 2.15%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%*

Silver

$79/month

Get Started
Platform Fees
  • AMEX fee from 2.05%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%*

Gold

$159/month

Get Started
Platform Fees
  • AMEX fee from 1.90%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%*

Add on rewards partner points*

quantasQantas points1 point per $2(0.99% + GST)*1 point per $1(1.80% + GST)*2 points per $1(3.6% + GST)*
virginVelocity points1 point per $2(0.99% + GST)*1 point per $1(1.80% + GST)*2 points per $1(3.6% + GST)*
allALL Accor Reward points1 point per $2(0.99% + GST)*1 point per $1(1.80% + GST)*
Luxury EscapesLuxury Escapes Société points 3 points per $1(1.64% + GST)*6 points per $1(3.28% + GST)*

Reward Points Partners

quantas

RewardPay for Qantas Points

Choose to earn Qantas Points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 2 Qantas Points per $1 paid.

Qantas Pointsqantas_points 1
virgin

RewardPay for Velocity Points

Choose to earn Velocity Points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 2 Velocity Points per $1 paid.

virgin
all

RewardPay for ALL Accor Points

Choose to earn ALL Accor Reward points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 2 Accor Points per $1 paid.

All Accor
Luxury Escapes

RewardPay for Luxury Escapes Société Points

Choose to earn Luxury Escapes Société Points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 6 Luxury Escapes Société Points per $1 paid.

Luxury Escapes

Rewarding Australian businesses every day

Trusted by 10,000+ business owners
View all

peoples

We pay all of it on the Amex card, so you’re getting a reward back by getting the points

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Nelly Robinson

Hospitality

I can pay any of my suppliers even the ones that don’t accept American Express.

Richard Romanowski
Richard Romanowski

Energy Industry

Through using rewardpay, I’ve earned about 3 million points

Luciano
Luciano Schettini

Manufacturing

The main reason for using RewardPay is for cashflow, points are just the perk.

Antonio Macri
Antonio Macri

Construction

Designed for every business, from start ups to enterprises

Whether you're running a small team or managing a large organisation, RewardPay makes it easy to boost cash flow and earn rewards on every payment.

Create a free account
Construction

Construction

Aged & Disability Care

Aged & Disability Care

Financial Services

Financial Services

Retail Trade

Retail Trade

Education & Training

Education & Training

Manufacturing

Manufacturing

Mining

Mining

Many more

+ Many more

reward pay

Frequently asked questions RewardPay

Group Chat Still have questions? Chat with us.

View all FAQs

RewardPay accepts Australian-issued American Express, Visa and Mastercard credit cards (personal or business). Pre-paid and debit cards are not accepted. You can also pay via Pay-by-Bank using your Australian bank account. Your card details are securely encrypted and stored in your RewardPay wallet, and all payments are tokenised. RewardPay is PCI-DSS compliant.

RewardPay allows you to pay a wide range of Australian business expenses, but some restrictions apply. You cannot make payments to: individuals or organisations without an active ABN; overseas recipients; organisations listed as prohibited payees under clause 15 of the RewardPay Terms and Conditions; yourself or your own organisation; or payees in categories outside RewardPay’s acceptable use policy.

If your payment is finalised on the RewardPay portal by 5pm AEST/AEDT on a business day, RewardPay will pay out the next business day. Funds may not appear in your supplier’s account until the following business day. For time-sensitive payments such as ATO or superannuation, we recommend submitting at least 3-4 business days before the due date.