How to pay

The Rewardpay platform allows you quickly and easily pay suppliers via American Express, Visa, MasterCard or Bank Payment.

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Trusted Partners
Logo - American Express
Logo - Visa
Logo - Qantas
Logo - AWS
Logo - AirNZ
Logo - Mastercard
Logo - American Express
Logo - Visa
Logo - Qantas
Logo - AWS
Logo - AirNZ
Logo - Mastercard
amex
Amex

Amex

10 years of Partnership with Amex means RewardPay knows how to help you maximise your Membership Rewards Points. With RewardPay you can use your Amex for all your everyday business payments so you don’t miss out on points, even when suppliers don’t accept Amex

Learn more about Amex
visa
Visa

Visa

You can use your favourite high earn Visa card for all your business payments or use a combination of Visa and Amex for payments to maximise your credit limits and points earn. See which Visa cards our customers are using to maximise their points with RewardPay.

Learn more about Visa
mastercard
Mastercard

Mastercard

You can use your favourite high earn Mastercard for all your business payments or use a combination of Mastercard and Amex for payments to maximise your credit limits and points earn. See which Mastercards our customers are using to maximise their points with RewardPay.

Learn more about Mastercard
bank
Pay-by-Bank

Pay-by-Bank

If you decided you’d prefer to pay your business expenses direct from your bank account instead of credit card, or a mixture of the two, then you can still earn Reward partner points like Qantas, Accor and Velocity. Simply make your payment and choose how many points to earn from each or all of our partners – the choice is yours depending on your points priority.

Learn more about Pay-by-bank

Simple and easy to use

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Where can your points take you?

Use the points calculator to see how many points you could earn each year and where your payments could take you.

AMEX Business Explorer Credit Card
Your monthly business spend?$8,100
Estimated Annual Points*218,700

Here’s what you could get with your points

Europe
quantas

Europe

Return Business Class Classic Rewards

320,000 Qantas Points

Los Angles
virgin

Los Angeles

Return Business Class Partner Reward Seat

204,000 Velocity Points

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo
virgin

Tokyo

Return Business Class Partner Flight Reward

164,000 Velocity Points

Europe
quantas

Europe

Return Business Class Classic Rewards

320,000 Qantas Points

Los Angles
virgin

Los Angeles

Return Business Class Partner Reward Seat

204,000 Velocity Points

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo
virgin

Tokyo

Return Business Class Partner Flight Reward

164,000 Velocity Points

Choose RewardPay Pricing that fits your business

Pick a plan to unlock better rates and earn more points on every payment.

Free

$0/month

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Platform Fees
  • AMEX fee from 2.15%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%*

Silver

$79/month

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Platform Fees
  • AMEX fee from 2.05%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%*

Gold

$159/month

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Platform Fees
  • AMEX fee from 1.90%

  • Mastercard fee from 1.25%

  • Visa fee from 1.25%

  • Bank Payment from 0.5%*

Add on rewards partner points*

quantasQantas points1 point per $2(0.99% + GST)*1 point per $1(1.80% + GST)*2 points per $1(3.6% + GST)*
virginVelocity points1 point per $2(0.99% + GST)*1 point per $1(1.80% + GST)*2 points per $1(3.6% + GST)*
allALL Accor Reward points1 point per $2(0.99% + GST)*1 point per $1(1.80% + GST)*
Luxury EscapesLuxury Escapes Société points 3 points per $1(1.64% + GST)*6 points per $1(3.28% + GST)*

Why RewardPay?

RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.

Celebrating 10 Years
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Long‑standing,
Proven Partnership

A decade‑long partnership with American Express, now operating across both Australia and New Zealand.

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Trusted by Leading Global Payment Brands

RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Visa , Mastercard , Qantas, Virgin, Accor and Air New Zealand.

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Secure, Bank‑Grade
Payment Infrastructure

RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.

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Payment solution built for small business, best in class, local support team

RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with an Australian based support team always ready to help.

Designed for every business, from start ups to enterprises

Whether you're running a small team or managing a large organisation, RewardPay makes it easy to boost cash flow and earn rewards on every payment.

Create a free account
Construction

Construction

Aged & Disability Care

Aged & Disability Care

Financial Services

Financial Services

Retail Trade

Retail Trade

Education & Training

Education & Training

Manufacturing

Manufacturing

Mining

Mining

Many more

+ Many more

reward pay

Frequently asked questions:

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RewardPay accepts Australian-issued American Express, Visa and Mastercard credit cards (personal or business), as well as bank payments via Pay-by-Bank. Pay-by-Bank lets you fund payments directly from your Australian bank account via bank transfer (BSB + account number) or PayID. Pre-paid and debit cards are not accepted. All card details are securely encrypted and stored in your RewardPay wallet.

Yes. You can store multiple credit cards in your RewardPay wallet and choose which card to use each time you make a payment. To add a card, log in to your RewardPay account, select Wallet from the left-hand menu, and click Add Card. Only the Account Owner can add or manage payment cards.

Yes, for Amex payments. RewardPay offers three tiers – Free (no platform fee), Silver ($79/month) and Gold ($159/month). Amex transaction rates (ex GST) are lowest on the Gold tier, starting from 1.90% for payments up to $100k, down to 1.65% for payments over $2M. Visa and Mastercard payments are a flat 1.25% (ex GST) across all tiers. Bank payments start from 0.50% (ex GST) across all tiers. Visit rewardpay.com.au/pay-with-rewardpay for the full rate schedule.

Rewarding Australian businesses every day

Trusted by 10,000+ business owners
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peoples

We pay all of it on the Amex card, so you’re getting a reward back by getting the points

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Nelly Robinson

Hospitality

I can pay any of my suppliers even the ones that don’t accept American Express.

Richard Romanowski
Richard Romanowski

Energy Industry

Through using rewardpay, I’ve earned about 3 million points

Luciano
Luciano Schettini

Manufacturing

The main reason for using RewardPay is for cashflow, points are just the perk.

Antonio Macri
Antonio Macri

Construction